This cute card was a real breeze to create. I used this fabulous new DSP called Christmas Cocoa. You can find a full image of it below and you can find it on page 20 of the new Holiday Mini. I used the fantastic Christams set Snow Swirled and heat embossed the image and the sentiment.
The sentiment was cut out with the Modern Label punch and then I adhered it to Real Red cardstock and carefully cut around it with craft scissors. And the fabulous ribbon is 1" double stiched grosgrain in Real Red.